by Bernal Insurance Agency | Oct 15, 2018 | Blog
Must Employers Report QSEHRA Benefits on Form W-2? In short, yes. If an employee was covered under a qualified small employer health reimbursement arrangement (QSEHRA), the employer must report the total amount of the employee’s permitted QSEHRA benefit on Form W-2 in...
by Bernal Insurance Agency | Sep 15, 2018 | Blog
Employer Reimbursement of Premiums? Generally, under the Affordable Care Act (ACA), employers are prohibited from paying for or otherwise reimbursing an employee for any individual health plan premiums. This prohibition applies to applicable large employers (ALEs) and...
by Bernal Insurance Agency | Aug 15, 2018 | Blog
Reducing Your Employees’ Fear of High Deductibles Health Savings Account (HSA) adoption and expansion rates have hit a record high—spanning well over 22 million active HSA accounts holding about $45.2 billion in assets—up from $37 billion at the end of 2016, according...
by Bernal Insurance Agency | Jul 15, 2018 | Blog
House Adopts Bills Enhancing HSAs, FSAs, and HRAs On Wednesday, July 25, 2018, the House of Representatives adopted two health care bills, H.R. 6199 and H.R. 6311, that expand tax-advantaged health care accounts, including Health Savings Accounts (HSAs), Flexible...
by Bernal Insurance Agency | Jun 15, 2018 | Blog
A practical guide for small employers QSEHRA (pronounced “Q-Sarah” for fun) is a new, more efficient way for small businesses and non-profits to offer health insurance to their employees. It’s a game-changer that many are just now discovering. To cut quickly through...
