by Bernal Insurance Agency | Mar 15, 2019 | Blog
Bills Now in House and Senate to Allow Reimbursement for OTC Drug Expenses? The bill would overturn the provision in the Affordable Care Act that prohibited FSAs, HRAs, and HSAs from reimbursing expenses for over-the-counter drugs unless the drug is insulin or...
by Bernal Insurance Agency | Feb 15, 2019 | Blog
The Proposed Expansion of Health Reimbursement Arrangements: Is this a Game Changer for Employers? In perhaps the most significant guidance resulting from President Trump’s 2017 Executive Order Promoting Healthcare Choice and Competition Across the United States, on...
by Bernal Insurance Agency | Jan 15, 2019 | Blog
Health Reimbursement Arrangement Expansion In response to President Trump’s October 12, 2017 Executive Order, the Departments of Health and Human Services, Treasury and Labor issue the proposed rule expanding Health Reimbursement Arrangements. This third and final...
by Bernal Insurance Agency | Dec 15, 2018 | Blog
The End of 2019 Open Enrollment is Approaching. All Californians can sign up during open enrollment, which begins Oct. 15, 2018, and continues through Jan. 15, 2019. Many others may be eligible to sign up at any time during the year due to a life-changing event such...
by Bernal Insurance Agency | Nov 15, 2018 | Blog
The Open Enrollment for Medicare recipients runs from October 15 – December 7 each year. During this time you have the opportunity to shop and change Medicare Supplements, Medicare Advantage plans and Part D Prescription Drug plans. If you would like to get...
by Bernal Insurance Agency | Oct 15, 2018 | Blog
Must Employers Report QSEHRA Benefits on Form W-2? In short, yes. If an employee was covered under a qualified small employer health reimbursement arrangement (QSEHRA), the employer must report the total amount of the employee’s permitted QSEHRA benefit on Form W-2 in...